Reasons Why Car Insurance Claims Are Often Denied And How to Avoid It?

Reasons Why Car Insurance Claims Are Often Denied And How to Avoid It?

You were just involved in a car accident. Still confused and under a lot of pain, you find yourself wondering what you should do next. This is a common situation in which many people find themselves in, every day.

In an ideal situation, the things you should do involve:

  • Calling 911
  • Going to the hospital
  • Calling your insurance company
  • Calling your attorney

Once you have done these simple steps, you will be in a good position to file a strong car accident claim against the party responsible for causing the accident. After that, it is only a matter of time before you obtain your compensation. Or at least that is how things should be.

Sadly, things are not always that simple. The other party’s insurance company will often try to prolong the case, or find reasons to reject your claim. Here are the most common reasons why car insurance claims are often denied.

Incorrect Paperwork

When you submit a claim, you could forget to place your signature on a certain document or fail to provide a copy of a crash investigation or a copy of the police report. In those situations, the insurance company could reject your claim. However, this is easy “fixable”. All you have to do is reach out to one of our experienced Car Accident Attorneys in Dallas, schedule a free initial consultation and receive help with your claim and the paperwork.

In fact, you should never file a claim without consulting with your attorney first. Be sure to always have legal protection and representation when fighting with other parties who have a team of highly skilled attorneys. 

You Failed to Seek Treatment 

If you, for whatever reason, failed to seek medical treatment right after the accident, there will be little to no evidence proving that your injuries resulted from that particular accident. If and when that happens, the insurance company will say anything to suggest that your injuries occurred somewhere else and that you are trying to obtain compensation for injuries that were not caused by the accident (especially if you have a pre-existing condition). In these cases, it may be hard to find the right argument to counter the insurance company.

You Could Have Avoided the Accident

Was the accident avoidable? The insurance company will try and find a reason to deny your claim, looking into how the accident occurred and what are the reasons behind it. Common scenarios where the insurance company will deny your claim, stating that the accident could have been avoided, include:

  • Driving under the influence of drugs or alcohol
  • Letting someone without a license drive your car

The best chance you have of countering the insurance company’s denial is with the help of Dallas Car Accident Attorneys. Give us a call today, and our attorneys will start working on your case as quickly as possible. This way you will have the right support and someone with knowledge and experience by your side. The insurance company will have no choice but to approve your claim and provide you with the compensation that you seek.