Is There any Option to Talk to the Insurance Company after a Bicycle Accident?

Is There any Option to Talk to the Insurance Company after a Bicycle Accident?

If you are one of those people who simply prefer a healthy lifestyle, which includes riding your bicycle instead of driving a car, then there are certain things that you should know about the dangers of riding a bicycle. Did you know that every day, around 40 bicyclists are injured, and about every 8th one is fatally injured?

If you got injured by an automobile while riding your bicycle, you may be wondering what your legal options are. The most common question is: does insurance cover your damages?

To understand the answer to that question, here are a few things that you should know first.

Car Insurance Can Cover For Your Damages

Once you get injured by a motor vehicle, you are left to cope with infinite medical bills. On top of that, you will lose your wages for not being able to work, and have to deal with constant pain. Yet even once you fully recover, you will have to spend a few hundred, maybe even thousands of dollars for your bicycle repairs (depending on the type of bicycle that you have). All those things will put you in a very bad spot financially speaking.

However, there may be a simple solution. A Pittsburgh Bicycle Accident Attorney advise you to check with your car insurance for coverage. The general rule is that as long as there was a motor vehicle involved (usually an automobile), you have the right to get compensated for your:

  • Medical bills
  • Lost wages
  • Pain and suffering
  • Property damage (bicycle repairs)

Be sure to call your insurance company right away, and as an additional safety measure, consult with an attorney to learn more about your legal options.

Proving Negligence

In addition, to receive the compensation for your injuries from either your insurance company or the other party’s insurance company, you have to be able to prove that it was the other party’s negligence that caused the accident. If you can prove the following, you will secure your compensation:

  • That the other party drove recklessly
  • That the other party was distracted at the time of the accident
  • That the other party made the wrong turn
  • That the other party did not use proper signalization when switching lanes or turning
  • That the other party was on the phone when the accident happened

To prove negligence, you are going to need all the help you can get. Luckily, a Bicycle Accident Attorney in Pittsburgh have experience in dealing with such accidents. They have helped thousands of people in the past and secured and obtained their compensations. All you have to do is call at SMA Law Group and schedule a free consultation whenever you please. Available attorney will welcome you, listen to what you have to say and provide you with a free case review. You will know exactly what to do next and what your legal options are. After that, it is up to you whether or not you want to pursue the claim and hire our attorneys.