Importance of your Own Malpractice Insurance

Importance of your Own Malpractice Insurance

Many caregivers believe that they can be only sued for malpractice when they make a mistake. For that reason, many choose not to obtain any malpractice insurance and rely on their employer’s policies for protection.

Sadly, this is exactly the reason why so many caregivers are left to cope with lawsuits. Getting out of a lawsuit requires a substantial sum of money, as you need to hire a lawyer to protect your best interests. And when your lawyer successfully defends you, you have to pay for the services.

To avoid these unpleasant situations, all you have to do is obtain your own malpractice insurance. It can save you in many different situations. Here are some mistakes that most people make after which they regretted not having their own malpractice insurance.

Relying on Your Employer to Protect You Against Lawsuits

Most hospital workers believe that if the day comes when they are facing charges for medical malpractice, the hospital will step up and defend them. However, this is almost never the case. The hospitals and other caregiving facilities will almost always protect their own interests. When you are faced with a lawsuit for potential malpractice, you are left to cope against it on your own. Do not be surprised when your employer refuses to protect you. You will be given a reason such as “ you were outside the scope of your job description”, or “you signed the termination papers this morning”.

Either way, you will be left paying out of your own pocket for all the legal expenses. If you ever face a similar situation, be sure to contact a Philadelphia Medical Malpractice Attorney. You will be offered a chance to schedule a free consultation with one of our finest and most experienced attorney; he suggest you take it as it will only benefit you.

You Were Sued But Never Made A Mistake?

The sad truth is that you can get sued for malpractice even if you never committed a mistake. There are some people out there who just want to abuse the system and get their hands on a substantial compensation. With that in mind, you may want to protect yourself against such attempts, and the best way of doing it is by securing your own malpractice insurance on time. Sure, it may cost you a certain amount of money, but it is nothing compared to the costs of defending against a lawsuit.

Nurses Do Not Get Sued

Another myth that people believe in is that only physicians get sued. If you are working as a nurse, you should pause for a second and think about the following: If your patient believes that he or she was a victim of medical malpractice, what stops him/her from filing a lawsuit against you? The answer is Nothing. If the patient wants to sue you, you will get sued. And there is nothing you can do about it except defend yourself. Without insurance, you will have to pay out of your own pocket for legal defense.

A Philadelphia Medical Malpractice Attorney at The Weitz Firm, LLC offers to help you deal with any malpractice situation. Give us a call as soon as you are charged with malpractice, and one of the highly experienced attorneys will start working on your case right away.