After getting involved in a car accident, you consulted with your attorney and realized that you have the right to file a claim. Suddenly, after failed negotiations, your claim was denied. What do you do next? Is there anything else that you can do?
Lucky for you, there is. Even though your initial claim was denied (wrongfully), you still have the right to change things. Here is everything that you need to know about your denied claim.
Why Was Your Claim Initially Denied?
There could be several different reasons why your claim was denied in the first place. Some of those reasons include:
- Incorrect information – you failed to provide the insurance company with the right information, meaning that you either inserted the wrong information or failed to provide them with all the necessary information
- Problems in Communication – you were hard to reach, you failed to answer your phone and did not attend any meetings with the insurance company.
- Your requests were beyond reasonable – you asked for way too much and your claim was refused in the process
If your claim was denied for any of the above-mentioned reasons, you should consult with a car accident attorney in Los Angeles at JML Law right away. Their experts will advise you on what to do next and help you file an appeal. Remember that you have the right to complain if you are not happy with the reasons the insurance company gave for rejecting your claim.
Check Everything Once Again
The safest way to ensure that you are filing the right claim is to backtrack, meaning that you should work backward and check every document that you submitted previously. Look for the lack of information or documents that you were asked to deliver. Check for any ambiguity or poor explanations, and see that you submit a reasonably comprehensive document.
Note: If the insurance company provided an ambiguous reason why your claim was denied, the chances are that your claim was wrongfully denied. In that case, you should “strike back” and use that to your own advantage when filing a complaint. Remember to always have an attorney by your side, and do everything in accordance with your legal representative.
Contact The Insurance Company
It is important that you get in touch with the insurance company. Perhaps they have something to say once you file a complaint. If you can point out that some of their explanations were “ambiguous or poorly explained”, they may change their decision. However, you should always let your attorney do the talking. If you do not have an attorney on speed dial, you should phone at JML Law office and talk with one of their available Los Angeles car accident attorneys.
Seek legal protection and representation, and explain to attorneys what happened. It is never too late to get legal help, but the safest way of ensuring that your claim is successful is to get legal help right from the start and immediately after the accident.